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A low credit score can be improved by disputing credit reporting errors, which involves reviewing your credit history, identifying inaccuracies. When working on building a more positive credit history, it's important to check your credit score regularly. You can do this by getting free credit reports. A credit repair company works on your behalf to remove this information by communicating with the credit bureaus (Experian, Equifax and TransUnion) and/or. You are entitled to a free credit report from each of the three national credit bureaus once every 12 months. You can also obtain a copy of your credit report.